ADHDFamilies

Let’s say you or your family has a sudden, pressing need for money, but payday is still a week and a half away. What options do you have?

• Is there a family member you can turn to? I’d like to think so, but that’s not always feasible.
• Can you get a loan against the house/car/property or other collateral. Maybe, but if you need less than a thousand dollars, that can be difficult, and may come with restrictions on waht that money can be spent on.
• you could always grab some of that wad stuffed in the matress… I know. I KNOW! you don’t have one of those. I don’t either, but I’d like to some day.
• If you’ve got the need, you have a job and a checking account, one of your option is to turn to a company that offers quick payday loans.

Payday loans are short term loans that are given against your income.  There is a lot of bad press surrounding this type of loan, but if you approach them with caution, they can be a lifesaver.  Almost anyone is eligible, they can be made over the Internet in minutes, unlike many bank-approved loans, payday loans have no restrictions on what you spend your money on, and you can breathe easier knowing that you’ve just put something financially catastrophic to rest before it became a real problem.

If you have ADHD as I do, please watch that this type of loan does not become something shiny.  They should be treatedlike any other financial transaction.  think of it as grocery/medicine/prevent-shutoff-notice money and you’ll be fine.  And if you’re the type of ADHD’er that I am. (the type that doesn’t rust him or herself with their own money) please, ask someone you know that is good with money if this is the right choice for you.